Are you paying too much for
liability insurance?
Join or renew at the professional level and you pay only $463 per year for coverage.
Much like the murals and unique designs you create, we have crafted and customized this exclusive insurance program for you as Members of IDAL to make sure we are giving you the protection you need at a fantastic price. We work directly with the carrier and developed an insurance policy with enhanced options for you at a highly competitive price. Our newest carrier partner, Crum & Forster Specialty Insurance Company (A.M. Best Rating A), has provided some additional classifications for operations such as Interior Decorating, which we are excited to announce!
Often times, decorative painters are classified as a painting contractor with other insurance carriers, which could have produced higher premiums as a result. It can be tough to find an insurance company who knows your industry and able to offer great coverage at an affordable cost. Founded in 2007, with 30+ years’ experience in specialty program management, Citadel Insurance Services has a unique ability to understand your business and insurance needs. We have carved out the specific operations in your industry to offer you a competitive insurance option offered exclusively to IDAL members enrolled with a Professional or Business Level membership.
IDAL is a great resource for artists and business people alike. We have found that not only is it a community, but is truly a family that we have been privileged to be a part of. We value our daily involvement with the members and the passion you have for your businesses. We look forward to seeing you at the next convention!
Program Highlights
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The policy provides up to $1,000,000 per claim, with a $2,000,000 aggregate limit per insured for third party injury or property damage liability coverage. A $500.00 per occurrence deductible applies.
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Coverage is provided for Operations necessary and Incidental to: stenciling, faux finishing, painting, paperhanging, interior design, room staging, window treatment installation.
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The IDAL Insurance program is available only to the following IDAL membership levels: Home Based, Professional and Business Partner of the International Decorative Artisans League. Membership must be in good standing.
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Coverage is provided for anyone who works exclusively for the named insured and only under his or her trade. Anyone who is considered a subcontractor needs to carry their own insurance policy.
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Each policy will be issued on a 12 month basis from your effective date chosen.
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An Additional Insured form is available for those who need it. However, we ask that you notify us of anyone who requests that you include an additional insured in their favor.
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Program Cost to Insured begins at: $463.00 annually (including all taxes and fees).
Thank you for the opportunity to help serve your insurance needs. We are excited for a new year with you! Feel free to contact us anytime should you have any questions!
For More Information
Citadel contact info for Renewals, Claims & Insurance Certificates:
Lauren Hintze
Direct: 801.610.2752
email: Lhintze@citadelus.com
2600 W Executive Pkwy, Suite 500
Lehi, UT 84043